1. Acceptance of Terms
By accessing or using the Money Savvy website (the "Website"), you agree to be bound by these Terms of
Use.
If you do not agree to these Terms of Use, please do not use our Website or services.
2. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Any changes will be effective immediately
upon posting on the Website. Your continued use of the Website after any such changes constitutes your
acceptance of the new Terms of Use.
3. Access and Use of the Website
You are responsible for ensuring that your use of the Website complies with these Terms of Use and all
applicable laws and regulations.
You agree not to:
- Use the Website in any way that violates any applicable laws or regulations
- Use the Website to transmit any material that is defamatory, offensive, or otherwise objectionable
- Attempt to gain unauthorized access to any part of the Website, other accounts, or computer systems
connected to the Website
- Interfere with the proper working of the Website
- Use any robot, spider, or other automatic device to monitor or copy any content from the Website
- Introduce any viruses, Trojan horses, worms, or other harmful material to the Website
4. Account Registration
To access certain features of the Website, you may be required to register for an account. You agree to
provide accurate, current, and complete information during the registration process and to update such
information to keep it accurate, current, and complete.
You are responsible for maintaining the confidentiality of your account credentials and for all
activities
that occur under your account. You agree to notify us immediately of any unauthorized use of your account
or
any other breach of security.
5. Intellectual Property
The Website and its content, features, and functionality are owned by Money Savvy and are protected by
copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly
perform,
republish, download, store, or transmit any content from our Website without our prior written consent,
except for:
- Temporary storage in your computer's cache memory
- Personal, non-commercial use
- Printing or downloading one copy of a reasonable number of pages for your personal, non-commercial use
6. User Content
By submitting content to the Website (e.g., comments, forum posts), you grant Money Savvy a
non-exclusive,
royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt,
publish, translate, create derivative works from, distribute, and display such content throughout the
world
in any media.
You represent and warrant that you own or control all rights to the content you submit, that the content
is
accurate, and that use of the content does not violate these Terms of Use or cause injury to any person or
entity.
7. Payment Terms
By purchasing courses or other paid services offered through the Website, you agree to pay the fees
indicated. All fees are in British Pounds (GBP) and are non-refundable except as provided in our refund
policy.
You agree to provide current, complete, and accurate payment information. You authorize us to charge your
designated payment method for all fees incurred by you.
8. Refunds
We offer a 14-day satisfaction guarantee for our courses. If you are not satisfied with a course within
the
first 14 days after purchase, you may request a full refund. After this period, refund requests are
reviewed
on a case-by-case basis.
To request a refund, please contact us at [email protected] with your purchase details.
9. Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER
EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED,
OR
THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10. Limitation of Liability
IN NO EVENT SHALL MONEY SAVVY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE FOR ANY INDIRECT,
INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS,
DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO
ACCESS OR USE THE WEBSITE.
11. Indemnification
You agree to indemnify, defend, and hold harmless Money Savvy, its officers, directors, employees, and
agents from and against any and all claims, liabilities, damages, losses, or expenses, including
reasonable
attorneys' fees and costs, arising out of or in any way connected with your access to or use of the
Website
or your violation of these Terms of Use.
12. Termination
We may terminate or suspend your access to the Website immediately, without prior notice or liability,
for
any reason, including without limitation if you breach the Terms of Use.
Upon termination, your right to use the Website will immediately cease. All provisions of the Terms of
Use
which by their nature should survive termination shall survive, including without limitation, ownership
provisions, warranty disclaimers, indemnity, and limitations of liability.
13. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United Kingdom,
without regard to its conflict of law provisions.